Pension provision

Growing Pensions Through Investment

Demographic change is putting pressure on the German pension system. The study “Growing Pensions Through Investment” shows why Germany urgently needs more funded pension schemes – and what we can learn from Sweden and the United Kingdom. Rather than financing pensions almost exclusively through contributions from the working population, other countries rely on greater funding, occupational pension schemes and defined-benefit pensions. The study analyses successful models, identifies reform options for Germany and explains why greater funded provision can not only stabilise pensions but also promote innovation and growth.